Personal Budget

Scared about money? Learn once and for all how to manage your finances simply and safely. See how to avoid common mistakes and make your money grow for the future, even starting from scratch.

Financial Organization in 10 minutes! Forget complex education. Learn the income division method (25% investments, 30% fixed costs) and organize your life today.

Discover how to talk about debt with family respectfully and clearly. Personal narrative, real conversations, reactions, lessons on asking for financial help, and a practical guide to preparing for the conversation.

Discover 3 real strategies for earn extra income to pay off debt . See the numbers, mistakes, successes, and how to adapt these ideas to different profiles.

Discover how to build an emergency fund even when you're in debt. My real-life journey to earning my first $500—strategies that worked. Free spreadsheet included.

Discover how to stop using credit cards through my real-life 30-day experience. I overcame my card addiction, and you can too. Complete diary + practical tips.

Discover how I paid off R$47,000 in debt with a proven strategy. A free, step-by-step spreadsheet from someone who got out of the red.

Discover how to teach financial education to children in a simple way. Build saving habits early and prepare them for a secure future.