top of page

Balance of the Month

All Posts

Young person confidently managing their personal finances via cell phone, representing the modern investor.

Young person confidently managing their personal finances via cell phone, representing the modern investor.

Money Is Not the Boogeyman: A Simple Guide to Taking Charge of Your Financial Life

financial organization

Oct 23, 20257 min read

Quick Financial Organization in 10 Minutes: Income Sharing Method (25% Investments, 30% Fixed Costs)

Quick Financial Organization in 10 Minutes: Income Sharing Method (25% Investments, 30% Fixed Costs)

Quick Financial Organization: Sort out your life in 10 minutes!

financial organization

Oct 14, 20254 min read

Honest conversation at home: sharing the numbers, agreeing on a plan, and respectfully asking for support—a family money conversation that starts with listening and transparency.

Honest conversation at home: sharing the numbers, agreeing on a plan, and respectfully asking for support—a family money conversation that starts with listening and transparency.

Difficult Conversation: How I Telled My Family About My Debt

Debt Elimination

Oct 3, 202511 min read

Man counting money

Man counting money

How to Manage Your Money and Never Live in Debt Again

Sep 24, 20256 min read

Renda extra para quitar dívidas com trabalho freelance online, venda de produtos usados e marketing digital

Renda extra para quitar dívidas com trabalho freelance online, venda de produtos usados e marketing digital

3 Ways to Earn Extra Income to Pay Off Debt (1 Didn't Work)

Personal Budget

Sep 16, 20254 min read

Person negotiating debts with a bank and getting up to 70% discount using real negotiation scripts.

Person negotiating debts with a bank and getting up to 70% discount using real negotiation scripts.

How to Negotiate Debt: I Got a 70% Discount with Real Scripts, Step by Step

Debts and Negotiation

Sep 8, 20258 min read

Person saving coins in a safe representing how to make an emergency reserve

Person saving coins in a safe representing how to make an emergency reserve

$500 Emergency Fund: Why It Was Harder Than $47,000 in Debt

Savings and Emergency Fund

Sep 2, 202514 min read

Image of a credit card

Image of a credit card

First Month Without a Credit Card: What I Learned About Myself

Personal Budget

Aug 27, 202513 min read

Woman organizing personal finances with laptop and spreadsheets to control debt at home

Woman organizing personal finances with laptop and spreadsheets to control debt at home

How I Got Out of $47,000 in Debt: My Real Strategy (With Spreadsheet)

Aug 21, 202512 min read

Investing for Beginners analyzing financial charts on a notebook

Investing for Beginners analyzing financial charts on a notebook

Investing for Beginners: How to Start Investing Today

Investing for Beginners

Aug 19, 20254 min read

Child learning about financial education in a simple way, with family support and basic saving habits.

Child learning about financial education in a simple way, with family support and basic saving habits.

Easy Financial Education: How to Teach Kids About Money

Personal Budget

Aug 17, 20252 min read

Green plant sprouting from a pile of coins, symbolizing financial growth and building a savings reserve.

Green plant sprouting from a pile of coins, symbolizing financial growth and building a savings reserve.

How to Start Saving: A Practical Guide to Building Your Savings and Achieving Financial Security

Investing for Beginners

Aug 17, 20254 min read

bottom of page