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Balance of the Month

Debt Free Journey

Discover practical strategies, tips, and real-life stories to help you pay off debt, regain control of your finances, and start your journey to financial freedom.

Renda extra para quitar dívidas com trabalho freelance online, venda de produtos usados e marketing digital

Renda extra para quitar dívidas com trabalho freelance online, venda de produtos usados e marketing digital

3 Ways to Earn Extra Income to Pay Off Debt (1 Didn't Work)

Discover 3 real strategies for earn extra income to pay off debt . See the numbers, mistakes, successes, and how to adapt these ideas to different profiles.

Personal Budget

Sep 164 min read

Person negotiating debts with a bank and getting up to 70% discount using real negotiation scripts.

Person negotiating debts with a bank and getting up to 70% discount using real negotiation scripts.

How to Negotiate Debt: I Got a 70% Discount with Real Scripts, Step by Step

Learn how to negotiate debts with up to a 70% discount. Real-world, step-by-step guides, pitfalls, and a results spreadsheet by creditor.

Debts and Negotiation

Sep 88 min read

Woman organizing personal finances with laptop and spreadsheets to control debt at home

Woman organizing personal finances with laptop and spreadsheets to control debt at home

How I Got Out of $47,000 in Debt: My Real Strategy (With Spreadsheet)

Discover how I paid off R$47,000 in debt with a proven strategy. A free, step-by-step spreadsheet from someone who got out of the red.

Aug 2112 min read

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