Discover 3 real strategies for earn extra income to pay off debt . See the numbers, mistakes, successes, and how to adapt these ideas to different profiles.

Learn how to negotiate debts with up to a 70% discount. Real-world, step-by-step guides, pitfalls, and a results spreadsheet by creditor.

Discover how to build an emergency fund even when you're in debt. My real-life journey to earning my first $500—strategies that worked. Free spreadsheet included.

Discover how to stop using credit cards through my real-life 30-day experience. I overcame my card addiction, and you can too. Complete diary + practical tips.

Discover how I paid off R$47,000 in debt with a proven strategy. A free, step-by-step spreadsheet from someone who got out of the red.